Kavika K.
"Litigation Award"



Lauren H.
"Bank Fraud"



Luis A.



Barbara W.
"Short Sale"

$1.4 Million


Amir K.
"Lender Litigation"



Albert M.
"Lender Litigation"



John E.
"Wrongful Foreclosure"



Jacob S.
"Wrongful Foreclosure"

$2.1 Million


Neil M.
"Wrongful Foreclosure"



Georgina G.



Peter G.
"BK Discharge"



  • I love that you know how to fix problems quickly and accurately. Your reputation for character and integrity is exceeded only by the results you obtain.

    Nathaniel K

    Chula Vista ,CA

  • Foreclosure Attorneys Of California are by far one of the most understanding, comprehensive and extremely diligent attorneys I have ever met. They offer their clients personal attention combined with respect and compassion

    Alana G

    San Diego ,CA

  • I called a few other Foreclosure lawyers and John won out. If you need the best of the best. Call these guys.

    Evelyn L

    Oceanside ,CA

  • If you are looking for a trustworthy, dedicated, and professional lawyer, I gladly recommend John. I've had nothing but excellent service and support from him.

    Bridgette W

    San Diego ,CA

  • John has demonstrated professionalism and made himself available to answer all of my questions and concerns regarding my case. I would definitely work with him again.

    Brandi C

    Carlsbad ,CA

  • I am an attorney and I often refer clients to John. He is talented, reliable, and aggressive. He has gotten every one of my referrals excellent results.

    Robert W

    San Diego ,CA

  • You've taken so much pressure off me and taken a traumatizing situation for me and helped me confront it and move forward. Thank you for caring and wanting to help me save my home!

    Monica H


Foreclosure FAQs


Foreclosure Frequently Asked Questions:

Does the bank always have the right to foreclose on a home?

That depends. You should never automatically assume that it does. Since the foreclosure crisis in this country began, it has become common to find mistakes, questionable behavior, fraud, and other illegal actions taken by lenders that can be challenged in a foreclosure defense case. If you are facing a California foreclosure as a homeowner, you should consult with a San Diego foreclosure defense lawyer at our Firm asap. Our lawyers can review your situation and give you appropriate legal counsel concerning the issues involved.

How does the foreclosure process work in California?

The road to foreclosure generally begins with notices, letters, or phone calls from the lender that your mortgage account is delinquent. If you do not handle the delinquency within a certain time limit, you may then receive an Acceleration Letter which calls your loan due. The simplified version of the foreclosure process involves the lender then filing suit against you with the court, after that you will be notified of the pending legal action. You will be asked to appear in court to respond. If you fail to appear, the court can rule in favor of the lender. If you appear and argue your case, the court will have to make a decision about whether the foreclosure should take place.

How long does the foreclosure process take in California?

It can take up to 15 months in the state of California, that is generally longer than most other states. The procedure leading up to the court ruling can take 7 to 9 months. If the court rules in favor of the lender, your home will then proceed to auction.

When is my mortgage considered "past due" to the point of a potential foreclosure?

Generally, it takes from 3 to 6 months of falling behind on your mortgage payments before a lender will initiate the foreclosure process.

What are my options in a foreclosure case?

Every case is different with its own set of circumstances. The options that may be available to you may be a loan modification, forbearance and repayment, paying the arrears, filing for bankruptcy, a short sale, or deed in lieu. It is important to get legal help from a qualified foreclosure defense lawyer who can assess your situation and help you explore all available alternatives.

Contact a San Diego foreclosure defense lawyer at the firm to learn more about the specifics involved in your potential foreclosure and how you can fight back today.