888-223-1673

CASE RESULTS

$877,466

SETTLEMENT

Kavika K.
"Litigation Award"

$397,822

SETTLEMENT

Lauren H.
"Bank Fraud"

$561,000

DISCHARGED DEBT

Luis A.
"Savings"

$1.2 MILLION

SAVINGS

Barbara W.
"Short Sale"

$1.4 Million

VERDICT

Amir K.
"Lender Litigation"

$197,212

SETTLEMENT

Albert M.
"Lender Litigation"

$248,644

SETTLEMENT

John E.
"Wrongful Foreclosure"

$995,000

SETTLEMENT

Jacob S.
"Wrongful Foreclosure"

$2.1 Million

VERDICT

Neil M.
"Wrongful Foreclosure"

$88,000

AWARD

Georgina G.
"Litigation"

$263,542

DISCHARGE

Peter G.
"BK Discharge"

WELCOME TO OUR FIRM


CLIENTS TESTIMONIAL

  • I love that you know how to fix problems quickly and accurately. Your reputation for character and integrity is exceeded only by the results you obtain.

    Nathaniel K

    Chula Vista ,CA

  • Foreclosure Attorneys Of California are by far one of the most understanding, comprehensive and extremely diligent attorneys I have ever met. They offer their clients personal attention combined with respect and compassion

    Alana G

    San Diego ,CA

  • I called a few other Foreclosure lawyers and John won out. If you need the best of the best. Call these guys.

    Evelyn L

    Oceanside ,CA

  • If you are looking for a trustworthy, dedicated, and professional lawyer, I gladly recommend John. I've had nothing but excellent service and support from him.

    Bridgette W

    San Diego ,CA

  • John has demonstrated professionalism and made himself available to answer all of my questions and concerns regarding my case. I would definitely work with him again.

    Brandi C

    Carlsbad ,CA

  • I am an attorney and I often refer clients to John. He is talented, reliable, and aggressive. He has gotten every one of my referrals excellent results.

    Robert W

    San Diego ,CA

  • You've taken so much pressure off me and taken a traumatizing situation for me and helped me confront it and move forward. Thank you for caring and wanting to help me save my home!

    Monica H

    Santee,CA

San Diego Loan Modification

SAN DIEGO FORECLOSURE DEFENSE LAWYERS




LOAN MODIFICATION


Federal, state, and local agencies have initiated intervention programs to help resolve the foreclosure crisis around the country. As one of these measures, the state of California has made the mediation program between lenders and borrowers a mandatory process. Under California law, this legal mandate ensures that borrowers and lenders meet to negotiate a settlement and might even make foreclosure unnecessary. In a settlement conference, the two parties may make new arrangements such as modify an existing loan's interest rates, length, type, waive fees, or some other mutually agreed upon alternative. During the settlement conference, your financial situation will be reviewed and evaluated. This evaluation will include taking a look at your income, expenses and your current assets. A settlement will be based on your ability to make your current loans or be adjusted to a new loan payment arrangement. Other factors involved will include the type of mortgage you have, how overdue your payments are, and other relevant facts. Solutions mediated may include forbearance agreements involving temporary reductions or suspensions of required payments, repayment plans, short sales, or modifications of loan terms.



Contact a San Diego foreclosure defense lawyer at the firm for skilled legal assistance with a mandatory modification mediation session with your lender today.